Instant 2026 US take-home comparison of W-2 vs 1099 pay. Enter gross pay, filing status, and 1099 expenses: IRS brackets, the $184,500 Social Security wage base, self-employment tax, and QBI. The W-2 side is free; $5 once unlocks 1099 take-home, the gap, and quarterly estimates. Federal estimates only, state tax omitted. Not tax advice.
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